Visitor Insurance
Visitor Insurance
Provincial health plans don't cover visitors to Canada, and a single emergency can cost tens of thousands of dollars. Visitor Visa Insurance provides emergency medical coverage for unexpected expenses — hospital stays, emergency treatment, doctor visits and ambulance services — from the day your guest arrives.
Why it matters
Visitors are generally not covered under Canada's public healthcare system. Without insurance, a medical emergency can result in thousands of dollars in unexpected costs. Visitor insurance provides financial protection and peace of mind, so your guests can receive care without worrying about the bill.
What this coverage includes
- Emergency medical coverage, hospitalization, surgeries and ambulance services
- Doctor visits and prescription drugs related to a covered emergency
- Accident and injury protection
- Flexible coverage amounts, deductibles and policy durations
- Coverage for stable pre-existing conditions through select plans
- Protection for both visitors and the families hosting them
Who it's for
- Visitors and tourists to Canada
- Family members visiting Canada
- Temporary residents
- New immigrants waiting for provincial health coverage
A higher deductible can lower your premium — many insurers offer a reduced rate when you choose one, depending on the plan, age and deductible selected.
Instant estimate
Estimate your visitor insurance
Daily emergency medical coverage. Add everyone travelling and pick your dates.
Estimated total premium
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- Refundable if the visa is denied (insurer terms apply)
- Monthly payment plans available
- Coverage starts the day they arrive
Estimate based on Travelance published rates (effective January 2026), underwritten by Old Republic Insurance Company of Canada. Rates are subject to change without notice. This is an illustration only — not a quote, offer, binder, policy, or proof of coverage. Final premium and eligibility are confirmed by your licensed advisor and the insurer, subject to underwriting and application accuracy.
Visitor Insurance near you
Advisor-led help for families across Ontario — based in Kitchener, serving all of Canada.
Explore other coverage
Common questions
What makes your service different? +
One dedicated advisor handles your file end-to-end — comparing insurers, preparing the paperwork, explaining it in your language, and staying reachable on WhatsApp. No call-centre, no runaround.
How fast can I get a quote? +
Send us your details through the quote form or on WhatsApp and an advisor typically replies the same business day. Tight visa deadline? Tell us and we'll prioritize it.
Can I pay monthly instead of all at once? +
Many Super Visa and visitor policies offer monthly payment options. We'll show you which insurers allow it and what it costs so you can choose what fits your budget.
Ready to protect the people you love?
Get a no-obligation quote today, or message us on WhatsApp — whichever is easier.