Your advisor
Pankaj Babbar
Licensed insurance advisor at SAI Insurances. One person who knows your file, from the first question to the claim.
Hello, I'm Pankaj
I run SAI Insurances so families can deal with one advisor they actually know, someone who answers the phone, explains things plainly and stays with them as life changes. I bring 6+ years of experience, and because I'm independent, I compare options from multiple insurance providers instead of selling one company's products.
Many of the families I work with are newcomers and their relatives. That's why I work in English, Hindi and Punjabi: when you're choosing coverage for your parents or planning for your children, nothing important should get lost in translation.
I'm based in Ontario, Canada and serve clients across Canada by phone, on WhatsApp or by video call, whichever is easiest for you.
What I help with
Insurance, investments and planning, under one roof
Super Visa & visitor insurance
IRCC-compliant coverage for visiting parents and grandparents, compared across several insurers.
Learn moreTravel insurance
Emergency medical and trip coverage for trips outside your province or Canada.
Learn moreLife & mortgage insurance
Term, whole and universal life — including protecting the family home if the unexpected happens.
Learn moreCritical illness & disability
Protecting your savings and income if a serious illness or injury stops you from working.
Learn moreHealth, dental & group benefits
Individual plans, and benefits for business owners and their employees.
Learn moreRegistered & non-registered investments
RRSP, TFSA, FHSA, RESP and non-registered accounts, matched to your goals.
Learn moreEstate planning & wealth transfer
Using insurance and beneficiary planning so more of what you've built reaches the people you choose.
Learn moreHow I work
The SAI difference
One advisor, start to finish
You deal with a real person who knows your file — not a call-centre queue or a chatbot.
We handle the paperwork
Applications, policy documents and renewals are prepared for you and explained in plain language.
Spoken in your language
English, Hindi and Punjabi — so nothing important gets lost in translation.
Fast, when it matters
Visa deadline this week? Send a message on WhatsApp and we move at your pace.
Guides by Pankaj
Plain-language answers
Super Visa insurance after the first year: renewing without a gap
Can you switch Super Visa insurance mid-policy?
Life insurance for new immigrants to Canada: what to know
Registered vs. non-registered investments: what's the difference?
Lost your work benefits? Your health and dental options
How to save on Super Visa insurance (without cutting corners)
Ready to protect the people you love?
Get a no-obligation quote today, or message us on WhatsApp — whichever is easier.