SAI Insurances Inc.

Effective Date: September 14, 2025

At SAI Insurances Inc., your privacy is our priority. We are committed to protecting your personal information and handling it with transparency, respect, and integrity. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with our website www.saiinsurances.com or our insurance services.

We may collect the following information when you use our services:

• Personal Details: Name, date of birth, contact information (address, phone number, email).
   
• Financial Information: Payment details, banking information, or other data needed for insurance applications.
   
• Health Information: When required for insurance underwriting, policy issuance, or claims processing.
   
• Technical Information: IP address, browser type, device data, and cookies to improve website functionality.
   

We use your information for the following purposes:

• To provide insurance quotes, products, and services
   
• To process applications, payments, and claims
   
• To comply with legal and regulatory requirements
   
• To communicate policy updates, renewals, and customer support information
   
• To improve our website and enhance customer experience
   

We do not sell your information.
We may share limited information with:

• Insurance Carriers & Partners: For policy issuance and claims processing
   
• Regulatory & Legal Authorities: As required by law
   
• Trusted Service Providers: IT support, payment processors, and business partners bound by confidentiality agreements
   

By providing your personal information, you consent to its collection, use, and disclosure as described in this Privacy Policy. You may withdraw your consent at any time, subject to legal or contractual obligations.

We implement strict technical, administrative, and physical safeguards to protect your data from unauthorized access, alteration, or disclosure. However, no system is completely secure, and we encourage you to take precautions when sharing personal details online.

Our website may use cookies and analytics tools to:

• Enhance your browsing experience
   
• Track website performance and usage patterns
   
• Deliver tailored content and marketing information
   

You may adjust your browser settings to refuse cookies, though some features may be limited.

As our client, you have the right to:

• Access and review the personal information we hold about you
   
• Request corrections to inaccurate or outdated information
   
• Withdraw consent, subject to regulatory requirements
   
• Inquire how your data is used and stored
   

Our website may contain links to third-party sites (e.g., insurance carrier portals). We are not responsible for their privacy practices, and we encourage you to review their policies before providing any information.

This Privacy Policy may be updated periodically to reflect changes in our practices or legal obligations. Updates will be posted on our website with a revised “Effective Date.”

For questions, concerns, or requests regarding your personal information, please contact:

SAI Insurances Inc.
📧 Email: info@saiinsurances.com
📞 Phone: 613-630-1717
🏢 Address: 15 Prueter Ave, Kitchener, ON, Canada N2H 6G5